Medical Insurance
To qualify for medical insurance, you must be hired into an eligible full-time classification, which are as follows:
- full-time staff
- full-time administrative
- full-time faculty
- full-time visiting faculty
Two medical insurance plans are available with varied plan designs, coverage, and premiums. These are provided by Deseret Mutual Benefits Administrators (DMBA).
Deseret Choice – Hawaii
Deseret Choice Hawaii is a high-option plan and covers you almost anywhere you go. When receiving care from Deseret Choice Hawaii contracted providers, the plan pays for 90% of most services and you are responsible for the remaining 10%.
Kaiser of Hawaii
Kaiser of Hawaii is an alternative to traditional plans. When receiving care from Kaiser of Hawaii contracted providers, the plan pays 90% of most services and you are responsible for the remaining 10%.
Open Enrollment
Changes to medical plans can only be made during the open enrollment period every October 1 to October 31. The choices you make in open enrollment will be for the next calendar year starting January 1. If you don’t make any changes, you will automatically keep your current plan.
Medical insurance can be waived, if desired. However, you will be required to enroll in Disability, Life (BGTL), and OAD&D.
2024 Premiums by Pay Period
Deseret Choice Hawaii (Medical only)
| Type | Employee Premium | Employer Premium |
| Single | $58.55 | $252.70 |
| 2 Party | $119.30 | $515.55 |
| Family | $187.45 | $826.40 |
Kaiser Hawaii (Medical only)
| Type | Employee Premium | Employer Premium |
| Single | $60.60 | $282.00 |
| 2 Party | $123.45 | $575.35 |
| Family | $194.10 | $922.25 |
Deseret Dental
| Type | Employee Premium | Employer Premium |
| Single | $1.30 | $10.75 |
| 2 Party | $2.50 | $21.10 |
| Family | $5.80 | 48.85 |
Deseret Dental PLUS
| Type | Employee Premium | Employer Premium |
| Single | $4.90 | $16.15 |
| 2 Party | $9.60 | $31.65 |
| Family | $22.20 | $73.25 |
Life & Disability Only
| Type | Employee Premium | Employer Premium |
| Single | $3.50 | $14.00 |
| 2 Party | $3.50 | $14.00 |
| Family | $3.50 | $14.00 |
Vision Service Plan (VSP) - Basic (No Eye Exam)
| Type | Employee Premium | Employer Premium |
| Single | $3.30 | $0.00 |
| 2 Party | $6.25 | $0.00 |
| Family | $9.15 | $0.00 |
Vision Service Plan (VSP) - Premier (No Eye Exam)
| Type | Employee Premium | Employer Premium |
| Single | $4.75 | $0.00 |
| 2 Party | $9.15 | $0.00 |
| Family | $14.05 | $0.00 |
For more information, please see DMBA.com or contact our benefits specialist at (808) 675-3490.