Skip to main content

Dental Insurance

Dental insurance is provided with a separate election. Coverage varies according to the option chosen.

You can only change dental plans during the open enrollment period in October every year. The choices you make in open enrollment will be for the next calendar year starting January 1. If you don’t make any changes, you will automatically keep your current plan.

Deseret Dental covers 50% of services up to a maximum of $1,100 per person, per year. Routine dental visits are covered 100% after $15 copay. Orthodontics are covered at 50% up to $1,500 per person, per lifetime.

Deseret Dental PLUS covers 80% of services up to a maximum of $1,500 per person, per year. Routine dental visits are covered 100% after $15 copay. Orthodontics are covered at 50% up to $2,000 per person, per lifetime.

Plan Benefits Deseret Dental Deseret Dental PLUS
Annual Maximum

$1,100 per person

The participant is responsible for all charges after reaching the annual maximum.

$1,500 per person

The participant is responsible for all charges after reaching the annual maximum.

Hospitalization and Anesthesia 50% when authorized 80% when authorized
Oral Surgery 50% 80%
Orthodontics

50%

Up to $1,500 per lifetime

100% after your $25 deductible per person each calendar year

50%

Up to $2,000 per lifetime

100% after your $25 deductible per person each calendar year

Preventive Care Doesn't count toward annual maximum; time limits apply Doesn't count toward annual maximum; time limits apply
Restorative Care

50%

Time limits apply

80%

Time limits apply

Sealants

100% through age 15

(Two sealants per tooth per lifetime)

100% through age 15

(Two sealants per tooth per lifetime)